BUSINESS INSURANCE
When you’ve put a lot of time and effort into building a business, you want to do everything you can to ensure its ongoing success. That’s why business insurance is so important.
Whatever the size and shape of your business, there is a range of flexible business insurance options designed to protect you from everyday risks you can’t control – leave it to your insurance partner, LHB to guide you through the maze.
Our efficient service offering says goodbye to the call centre and gives you direct access to your insurance advisor, so you don’t spend valuable time repeating details. Instead you are in safe hands with a professional that knows your business and understands your needs.
COMMERCIAL & BUSINESS
INSURANCE IN COFFS HARBOUR
LHB Insurance Services is your local commercial insurance broker for Coffs Harbour and the Coffs Coast. We are proud to be associated with Steadfast Group, the largest general insurance broker network and underwriting agency group in Australasia.
TELEPHONE: 0455 455 272
Coffs Harbour blends long-standing strengths in health care, agriculture, retail and construction with a thriving tourism and hospitality sector and fast-growing fields like aviation and digital tech. From the Jetty and city centre to the horticulture and transport operators along the Pacific Highway, every business faces very different risks — and each deserves cover that actually fits.
Whether you need business and commercial property insurance, tourism and hospitality cover, farm and horticulture insurance, heavy transport and construction cover, or public liability insurance, LHB gets to know you and your business first. We take the time to understand your vision, identify the risks that matter to your industry, and help you navigate the right protection every step of the way — from quotation through to claim.
Local knowledge, national buying power, and a genuinely customer-centric focus. If you're looking for a commercial insurance broker in Coffs Harbour, let's talk.
MICHAEL HUXLEY
Principal
Michael has over 25 years of experience in the insurance industry and prides himself on providing professional advice, sales, and service to regional businesses, both large and small.
As a principal advisor of LHB Insurance Services in Tamworth, Port Macquarie, and Newcastle, Michael's comprehensive experience encompasses underwriting, claims, insurance broking, and business development.
In 2003, Michael worked in London at Aon as an Account Manager, engaging with multinational global accounts, including Toyota and General Motor Worldwide Insurance Programs. Michael then opened a GIO agency on the North Coast in 2008, joining the Insurance House AR network after six years and subsequently moving into a permanent employee role. From 2021, Michael's aspirations, passion for success, and commitment to people have led to business ownership once again. 2025 brings the evolvement of fruitful partnerships and further commitment to the insurance industry.
Michael is dedicated to developing a professional team of insurance specialists to deliver their best and working alongside business owners to educate them about potential risks & provide the best options to protect what they have worked so hard to create.
Michael's downtime is spent motorbike riding and soaking up life on the coast with his family.
KIRBY ROMERO
Broker
Kirby has been in the Finance and Insurance Industry for nearly 15 years. Kirby started in the Banking sector and then moved into Insurance Broking over seven years ago.
Kirby has worked with a wide range of businesses, from small to large and across many different industries, assisting them in analysing their risks and providing insurance solutions to cover their needs.
When you appoint LHB, you can depend on us for the following:
RISK
ASSESSMENT
We will assess your risk to determine the level and scope of cover required. Our focus is always on protecting your business and saving costs.
COMPETITIVE PRICING
Our strong relationships allow us to negotiate excellent cover at highly competitive rates.
POLICY ADMINISTRATION
We place your cover as instructed, and your advisor will be the one point of contact for all your policies. If something changes with your business (you purchase assets or open new premises), we can adjust your coverage with one phone call.
ONGOING RISK ADVICE
Your LHB Advisor will assess your business like it's their own. We can help you understand the insurance implications before making some business decisions.
CLAIMS MANAGEMENT
Should a claim arise, we will be by your side, working on your behalf to get your full entitlement without delay.
If you would like an obligation-free review of your insurance cover please contact us.
CONTACT
Address: 8 Cook Drive. Coffs Harbour NSW 2450
Email: kirby.romero@lhbinsurance.com.au
Telephone: 0455 455 272
IMPORTANT DOCUMENTS