BUSINESS INSURANCE
When you’ve put a lot of time and effort into building a business, you want to do everything you can to ensure its ongoing success. That’s why business insurance is so important.
Whatever the size and shape of your business, there is a range of flexible business insurance options designed to protect you from everyday risks you can’t control – leave it to your insurance partner, LHB to guide you through the maze.
Our efficient service offering says goodbye to the call centre and gives you direct access to your insurance advisor, so you don’t spend valuable time repeating details. Instead you are in safe hands with a professional that knows your business and understands your needs.
COMMERCIAL & BUSINESS
INSURANCE IN WINGHAM
LHB Insurance Services is your local commercial insurance broker for Wingham and the Manning Valley. We are proud to be associated with Steadfast Group, the largest general insurance broker network and underwriting agency group in Australasia.
TELEPHONE: 1300 199 499
As the historic commercial heart of the Manning, Wingham is dairy and beef country, backed by timber, agricultural processing and the family-run trades and retailers around the town's iconic Central Park. These rural businesses carry very different risks to a city storefront — and each deserves cover that actually fits.
Whether you need farm and dairy insurance, business and commercial property cover, tradie and small business insurance, public liability, or commercial motor and machinery cover, LHB gets to know you and your business first. We take the time to understand your vision, identify the risks that matter to your industry, and help you navigate the right protection every step of the way — from quotation through to claim.m.
Local knowledge, national buying power, and a genuinely customer-centric focus. If you're looking for a commercial insurance broker in Wingham or across the Manning Valley, let's talk.
KRISTY HRYZAK
Manager
Kristy Hryzak is an experienced Insurance Broker at LHB Insurance, specialising in business insurance with a strong focus on the construction industry and professional indemnity coverage. With a Diploma of Insurance Broking and a commitment to delivering tailored risk solutions, Kristy works closely with clients to understand their unique needs and provide coverage that offers true peace of mind.
Known for her approachable and professional manner, Kristy prides herself on building lasting relationships and ensuring clients feel confident and supported throughout every stage of their insurance journey. Whether you're a small business owner or managing complex commercial operations, Kristy brings a practical, knowledgeable approach to helping you protect what matters most.
Kristy is a lifelong Manning Valley local, In her spare time, you will find Kristy spending time with her husband, Ben, their two boys usually at a sporting event.
LUKE HAWKES
Director
Luke has over 22 years experience in the Insurance Industry, having worked with a major Australian insurer and broking business in various roles including Customer Service, Sales, Underwriting, Management and Broking. Luke has worked with a variety of clients from SME and Corporate businesses through to brokers and managing commercial insurance for large Financial Institutions such as ANZ Bank, Bankwest and ME Bank. Luke has extensive knowledge across a wide range of products including Domestic, Small Business and Large Commercial Products. Luke is passionate about providing clients with a high level of service and ensuring that the client’s insurance requirements meet their expectations.
Having escaped the busy life of Sydney, Luke lives with his wife and two children plus his furry friends, two ginger cats and his Groodle dog. An avid sport lover he is passionate about rugby league and baseball and can be found running the water at his son’s junior rugby league matches on weekends.
When you appoint LHB, you can depend on us for the following:
RISK
ASSESSMENT
We will assess your risk to determine the level and scope of cover required. Our focus is always on protecting your business and saving costs.
COMPETITIVE PRICING
Our strong relationships allow us to negotiate excellent cover at highly competitive rates.
POLICY ADMINISTRATION
We place your cover as instructed, and your advisor will be the one point of contact for all your policies. If something changes with your business (you purchase assets or open new premises), we can adjust your coverage with one phone call.
ONGOING RISK ADVICE
Your LHB Advisor will assess your business like it's their own. We can help you understand the insurance implications before making some business decisions.
CLAIMS MANAGEMENT
Should a claim arise, we will be by your side, working on your behalf to get your full entitlement without delay.
If you would like an obligation-free review of your insurance cover please contact us.
CONTACT
Address: 18 Isabella Street. Wingham NSW 2429
Email: advice@lhbinsurance.com.au
Telephone: 1300 199 499
IMPORTANT DOCUMENTS